This document sets out the general terms (the 'Terms') for using the Larch Credholm platform. It governs the rights and obligations between you as a user and the platform operator. Please read these Terms carefully and in full before using the platform, opening an account or carrying out transactions. They form the legal basis of use and are binding for both parties.
By registering, logging in, using the offered functions or performing other activities on Larch Credholm you expressly and fully accept these Terms of Use. Use of Larch Credholm is only permitted for adults aged 18 and over. Minors or persons lacking full legal capacity must not use the platform. If we suspect non-compliance with this age requirement we reserve the right to suspend, restrict or delete accounts.
Platform operation may be subject to temporary technical interruptions, maintenance windows, updates or outages – for example due to market volatility, high server load or external events. We aim for high availability but cannot guarantee uninterrupted operation. Features, algorithms, pricing models or available markets may be expanded, changed, restricted or discontinued at any time without creating claims against Larch Credholm.
All platform content – texts, graphics, design, software, algorithms, trademarks, logos and AI-based analyses – are protected by copyright, trademark and other rights and are the property of Larch Credholm or its licensors. Any reproduction, distribution, public availability or commercial use without our express written consent is prohibited and may have civil and criminal consequences.
As a user you are responsible for ensuring that all information provided (e.g. identification details, contacts, payment information) is correct, complete and up to date. False or misleading information may lead to account suspension, withholding of withdrawals or legal action. Your personal data is processed in accordance with our privacy policy and the GDPR. We apply high security and transparency standards.
All investment and trading decisions you make via Larch Credholm – whether manual or via AI automations – are your sole responsibility and are made at your own risk. Larch Credholm provides a technical infrastructure but does not offer personal financial advice, recommendations or guarantees of profit. Financial markets (including stocks and cryptocurrencies) can be highly volatile and may result in the total loss of invested capital. Past performance is not a reliable indicator of future results. Only invest funds you can afford to lose.
We reserve the right to update or supplement these Terms at any time – for example in response to regulatory changes, technical developments or new market requirements. We will inform you in advance (usually at least 14 days) by email, platform message or on the website. Continued use of the platform after changes take effect constitutes acceptance. For material changes you may close your account.
Security and transparency are core principles of our actions. We use modern encryption technologies, conduct regular security audits, hold customer funds in segregated accounts and apply strict compliance processes (KYC/AML) to ensure the highest level of protection. All processes and transactions are clearly and traceably documented. We commit to fair, honest and customer-focused cooperation: your trust is our most valuable asset.
